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Salary Range: $101,000 USD to $168,500 USD
**Description**
**BANC OF CALIFORNIA AND YOUR CAREER**
Banc of California, Inc. (NYSE: BANC) is a bank holding company with over $34 billion in assets and the parent company of Banc of California. Banc of California is one of the nation's premier relationship-based business banks, providing banking and treasury management services to small, middle market, and venture backed businesses. As the largest independent bank headquartered in California, the bank offers a broad range of loan and deposit products and services through a network of full-service branches and regional offices, as well as through digital and nationwide capabilities. The bank also provides full-service payment processing solutions to its clients and serves the Community Association Management industry nationwide through its technology forward platform, SmartStreet. Banc of California is committed to supporting its local communities through the Banc of California Charitable Foundation and by partnering with organizations that promote financial literacy, job training, small business support, affordable housing, and more.
At Banc of California, our success is powered by our people and a shared commitment to delivering meaningful results. We foster an environment where entrepreneurial thinking is encouraged, and accountability and operational excellence are expected. Our team members are empowered to take ownership, make informed decisions, and make a meaningful impact as the bank continues to grow and evolve. We are dedicated to supporting your growth and wellbeing through comprehensive benefits, robust development opportunities, and inclusive programs that enable you to perform at your best. Together we win!
**THE OPPORTUNITY**
Provides support to the execution of independent credit review examinations across loan portfolios to assess credit risk management practices, validate risk ratings, and confirm overall portfolio quality. Supports accurate reporting to the Board, Enterprise Risk Committee, executive management, auditors, and regulators. Performs all duties in accordance with the Company's policies and procedures, all U.S. state and federal laws and regulations, wherein the Company operates.
**HOW YOU'LL MAKE A DIFFERENCE**
+ Supports credit review examinations across a range of lending portfolios, including Venture Banking (Life Sciences and Technology), Equity Funds, Lender Finance, Corporate Asset Finance, Commercial Real Estate and Consumer portfolios.
+ Assists with the issue management process for lending unit examinations, including tracking findings, monitoring remediation progress, and supporting validation and closure activities
+ Contributes to ongoing enhancements of the Credit Review program by identifying gaps in coverage, consistency, and risk assessment practices
+ Applies established risk assessment frameworks to support identification and monitoring of key credit risks, including early signs of portfolio deterioration
+ Identifies gaps in underwriting, portfolio management practices, and risk rating accuracy; documents observations and escalates as appropriate
+ Supports the evaluation of management's ability to effectively administer credit risk, including exposures and portfolio concentrations
+ Performs detailed credit analysis across various products, including validation of financial analysis, global cash flow, and repayment sources
+ Assists in confirming that Credit Review risk rating changes are accurately reflected in systems of record
+ Monitors adherence to Credit Policies, Standards, and Procedures and helps identify control gaps and policy exceptions
+ Supports Examiner-in-Charge (EIC) efforts by assisting with coordination activities, maintaining workpapers, and ensuring documentation is complete and organized
+ Contributes to the development of risk-based findings and supports exam report preparation and management discussions
+ Maintains effective working relationships with lending teams, credit administration, internal audit, and other stakeholders
+ Completes due diligence reviews, targeted portfolio assessments, and other ad hoc assignments as needed
+ Follow all established policies and procedures.
+ Perform other duties and projects as assigned.
**WHAT YOU'LL BRING**
+ Bachelor's degree from an accredited college or university, or equivalent experience
+ 7+ years of experience in commercial lending, credit risk management, underwriting, portfolio management, or related credit risk functions
+ 7+ years of experience supporting credit examinations across a range of commercial and specialty credit portfolios, including Venture Banking (Life Sciences and Technology), Equity Funds, Lender Finance, Corporate Asset Finance, Commercial Real Estate and Consumer portfolios.
+ Prior experience within a large financial institution in credit review, credit administration, lending, or credit officer roles
+ Working knowledge of credit risk a
About Banc of California