SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 130 offices and 80,000 employees worldwide in nearly 40 countries. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, which is one of the three largest banking groups in Japan. SMFG's shares trade on the Tokyo, Nagoya, and New York (NYSE: SMFG) stock exchanges. In the Americas, SMBC Group has a presence in the US, Canada, Mexico, Brazil, Chile, Colombia, and Peru. Backed by the capital strength of SMBC Group and the value of its relationships in Asia, the Group offers a range of commercial and investment banking services to its corporate, institutional, and municipal clients. It connects a diverse client base to local markets and the organization's extensive global network. The Group's operating companies in the Americas include Sumitomo Mitsui Banking Corp. (SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd. The anticipated salary range for this role is between $206,000.00 and $255,000.00. The specific salary offered to an applicant will be based on their individual qualifications, experiences, and an analysis of the current compensation paid in their geography and the market for similar roles at the time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC offers a competitive portfolio of benefits to its employees. **Role Description** SMBC is seeking an experienced Audit Executive Director Financial Risk and Lending with a minimum of 15 years' experience in the banking and finance industry to lead audit coverage of Financial Risk Management related activities within Internal Audit and/or Risk Management. Reporting to the Risk, Lending, and Models Business Function Head, the Financial Risk and Lending Team Lead will be responsible for (1) overseeing various large scale complicated audits with minimal supervision by the Business Function Head, ensuring work is performed in accordance with IIA standards and IAD policies and procedures (2) conducting audits requiring risk management related subject matter expertise, and (3) supporting the Business Function Head in the execution of their duties. **Role Responsibilities:** + Support IAD Management in the planning, development, implementation, and maintenance of an internal audit program that addresses financial risks across the Americas Division. + Direct and oversee audits as Team Leader in accordance with IIA standards, IAD policies and procedures, and Bank policies, with limited supervision from the Business Function Head. + Develop and oversee audit coverage of complex lending portfolios and emerging risk areas, including corporate banking, private credit, non-bank financial institution (NBFI) lending, and credit risk management, while coordinating with regulators, second line functions, and business stakeholders on audit planning, issue assessment, and regulatory examination support + Lead audits of financial risk management functions, including credit risk, liquidity risk, risk appetite, stress testing, enterprise risk, and related risk governance frameworks, providing independent assurance over the effectiveness of risk management practices and internal controls. + Lead and oversee risk-based audits of lending businesses and credit lifecycle processes, including loan origination, credit administration, collateral management, portfolio monitoring, problem loan management, leasing, and related governance and control frameworks. + Oversee audits of enterprise financial risk reporting, risk aggregation, management and board governance, and strategic risk initiatives, assessing whether financial risks are identified, measured, monitored, and escalated in accordance with regulatory expectations and internal policies. + Manage and develop a team of auditors to execute high-quality reviews of financial risk, enterprise risk, and lending-related processes and controls within prescribed timeframes. Provide coaching, feedback, and professional development to internal and co-sourced audit professionals. + Oversee quarterly and annual continuous monitoring and risk assessment activities across assigned risk stripes, including credit risk, market risk, liquidity risk, and capital management, to identify emerging risks, changes in risk profile, regulatory developments, and control environment trends that may require adjustments to audit coverage or the audit plan. + Direct ongoing monitoring of key risk indicators, management reporting, committee materials, regulatory developments, audit and regulatory issues, significant inci