Salary Range: $101,000 USD to $168,500 USD
Pay or shift range: $21 USD to $25 USD
The base salary ultimately offered is determined through a review of education, industry experience, training, knowledge, skills, abilities of the applicant in alignment with market data and other factors.
**Description**
**BANC OF CALIFORNIA AND YOUR CAREER**
Banc of California, Inc. (NYSE: BANC) is a bank holding company with over $34 billion in assets and the parent company of Banc of California. Banc of California is one of the nation's premier relationship-based business banks, providing banking and treasury management services to small, middle market, and venture backed businesses. As the largest independent bank headquartered in California, the bank offers a broad range of loan and deposit products and services through a network of full-service branches and regional offices, as well as through digital and nationwide capabilities. The bank also provides full-service payment processing solutions to its clients and serves the Community Association Management industry nationwide through its technology forward platform, SmartStreet. Banc of California is committed to supporting its local communities through the Banc of California Charitable Foundation and by partnering with organizations that promote financial literacy, job training, small business support, affordable housing, and more.
At Banc of California, our success is powered by our people and a shared commitment to delivering meaningful results. We foster an environment where entrepreneurial thinking is encouraged, and accountability and operational excellence are expected. Our team members are empowered to take ownership, make informed decisions, and make a meaningful impact as the bank continues to grow and evolve. We are dedicated to supporting your growth and wellbeing through comprehensive benefits, robust development opportunities, and inclusive programs that enable you to perform at your best. Together we win!
**THE OPPORTUNITY**
Responsible for managing, underwriting, and servicing a portfolio of primarily lower complexity business clients including deposit accounts & loans. Increases client retention for the bank by building successful relationships with the portfolio clients. Acts as the primary banking contact for the subject clients. Identifies the appropriate areas in the bank to provide solutions for clients on lending, depository, or treasury management needs. Performs all duties in accordance with the Company's policies and procedures, all U.S. state and federal laws and regulations, wherein the Company operates.
**HOW YOU'LL MAKE A DIFFERENCE**
+ Manages a portfolio of primarily business clients; prepares a Relationship Plan and calling schedule for each client.
+ Completes all required loan portfolio management, including reviews, renewals, modifications, risk rating certifications, covenant compliance.
+ Calls on clients to discuss and promote all bank products and services in order to establish a strong client banking relationship.
+ Builds strong relationships with internal referral sources. Identifies business opportunities and solicits referrals of other bank products or services and/or external referrals from existing customers.
+ Develops a strong understanding of the company, industry, business and needs to assist in client servicing. Brings in product specialists, as necessary, to help problem-solve or structure transactions.
+ Exercises sound credit and risk judgment in reviewing transactions. Recommends approval of credits meeting the banks credit standards. Ensures the quality of all business introduced to the bank.
+ Monitors portfolio for quality, risk, and adherence to policy. Works with the appropriate staff departments to resolve issues.
+ Prioritizes workload and follow up with pending information in a timely manner.
+ Works independently and takes the initiative to complete assigned duties on schedule.
+ Manages all system updates in a timely and accurate method.
+ Follows policies and procedures; completes tasks correctly and on time; supports the company's goals and values.
+ Follow all established policies and procedures.
+ Perform other duties and projects as assigned.
**WHAT YOU'LL BRING**
+ Bachelor's degree from an accredited college or university or equivalent work experience.
+ Minimum of eight (8) years of experience in commercial and other related forms of lending and portfolio products; or equivalent combination of education, training and experience
+ Previous experience in relationship management required
+ Demonstrates knowledge of, adherence to, monitoring and responsibility for compliance with state and federal regulations and laws as they pertain to this position including but not limited to the following: Regulation Z (Truth in Lending Act), Regulation B (Equal Credit Opportunity Act), Fair Housing Act (FHA), Home Mortgage Disclosure Act (HMDA), Real Estate Settlement Procedures Act (R