Are you a dedicated professional seeking a rewarding career in commercial lending? Rio Bank, a leading South Texas financial institution, is expanding its team and seeking a Commercial Assistant Relationship Manager to join our banking center in Brownsville, Texas.

As a Commercial Assistant Relationship Manager, you'll play a pivotal role in building and managing a diverse portfolio of commercial clients. You'll have the opportunity to contribute to our growth in the Cameron County market by working alongside a top commercial lender.

At Rio Bank, we believe in a personalized approach to banking. We combine the financial strength of a large bank with the flexibility and personal touch of a local bank. That’s what makes Rio Bank “Your Kind of Bank. Your Kind of Banker.” Our competitive rates, strong management support, and commitment to customer satisfaction set us apart.

Ideal Candidates will possess:

What You'll Do

1. Work with and learn from a top commercial lender.
2. Source, develop and underwrite new financing requests for new and established customers.
3. Submit applications to credit analysts for verification and recommendation.
4. Negotiate credit terms and structure loan financing based on risk considerations.
5. Approve loans within specified limits. Refer loan applications outside authorized limits to management for approval.
6. Develop and maintain interest rate structure to comply with financial institution policies and procedures and remain competitive with current market rates.
7. Identify and mitigate potential risks associated with commercial loans.
8. Promote the bank's products and services to existing clients.
9. Identify potential new clients and develop strategies to acquire them.
10. Promote the bank through active community involvement and strong customer relations.

Work Schedule

This is a full-time/exempt position, generally scheduled to work 40 hours per week.

Monday - Friday: 8:30 a.m. to 5:30 p.m.

Hours vary and may include evening hours to attend community and/or bank events.

What We're Looking For

Required

• Bachelor's degree in finance, business or related field from an accredited college or university.
• Three (3) to five (5) years of commercial lending experience or combination of experience and education.
• Demonstrated ability to build and manage a large commercial loan portfolio.
• Proven sales ability, effective interpersonal skills, keen problem-solving skills and a strong desire to succeed.
• Willingness to participate in community events on behalf of the bank regularly.
  Proficient use of computers and Microsoft Office Suite (Word, Excel, PowerPoint).
• Ability to write reports and business correspondence.
• Ability to effectively present information and respond to questions from groups of customers, colleagues, senior leadership and directors of the board.

Preferred

• Commercial credit analyst experience.
• Financial experience in a commercial banking setting.
• Bilingual (English/Spanish) speaking ability.

What We Offer

• Paid time off
• Paid holidays
• 401(k) plan with company match
• Medical, dental and vision insurance
• Life insurance
• Employee assistance program
• Flexible spending account (FSA)
• Training and career development
• Charity match
• Community engagement
• Professional and collaborative work environment

TRAVEL: Moderate travel to visit clients, attend trainings and meetings and participate in community and/or bank events.

Rio Bank is an equal opportunity employer and is committed to providing equal employment opportunity for all persons regardless of race, religion, color, sex, national origin, age, disability, or any other legally protected status. Reasonable accommodations for an individual’s disabilities will be made for qualified applicants who are able to successfully perform the essential functions of the job with or without reasonable accommodation.